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All Personal Loans are available to Individuals only who fall in the following categories:

1. Salaried Individuals working with organisations approved by HDFC Bank ( The Loan Applicant need not be an HDFC Bank account Holder )

2. Corporate Employee Loan Program.

3. Self Employed Professionals ( Doctors, Engineers, Architects, Chartered Accountants )

4. Other Categories of Self Employed Individuals.

Eligibility

Personal Loans are available to only Resident Indians living in one of the following cities:- Delhi, Mumbai, Chennai, Calcutta, Bangalore, Hyderabad, Ahmedabad, Baroda, Pune, Chandigarh and who meet the following criteria:

Category Salaried Self Employed
Age 21 - 58 years 21 - 58 years
Minimum Gross Income Rs. 96,000/- per annum Rs. 42,000/- per annum
Number of Years in Employment

At least two years More than two years
Residence Location Living within City limits as defined above.
Living within City limits as defined above.

Processing Fees


A processing fee of 2% of the loan amount is applicable.

Benefits

Flexibility to borrow between Rs 25,000 to Rs. 5,00,000 depending on your needs. Convenience of service at your doorstep in the cities specified above.
Repayment period 12 to 48 months
Among the lowest interest rates.
Quick response to your credit request.
Special rates for account holders.


Documentation

When applying for a Personal Loan, you will need to submit the following documents:

1. Identity Proof: Voter's Card, Passport, Driving License, Employer's I Card, Photo Credit Card.

2. Residence Proof : Ration Card, Telephone Bill, Electricity Bill, Voters Card, Rental Agreement, Credit card statement.

3. Bank Statement (Latest).

4. Latest Salary Slip.

Conditions Apply. Loans at sole discretion of HDFC Bank.

Click here for the  Application Form




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